One English-speaking broker for all your French insurance. Home, car, health, life and business cover — compared across a panel of French insurers, arranged and managed entirely in English. Independent since 1995.
If you are British or a foreign national living in — or moving to — the La Rochelle area, arranging French insurance can feel daunting: unfamiliar rules, French-only contracts and terms that don't translate neatly. PSF Assurances has been an independent insurance broker in La Rochelle since 1995, and we handle everything for our English-speaking clients: home, car, health, life and business cover.
We are not an insurer and we are not tied to one. We compare a panel of established French insurers and recommend the contract that genuinely fits your situation — then we manage it, in English, for as long as you need us.
⚠️ Why your UK policies won't cover you here
Post-Brexit, UK residents can no longer rely on EU reciprocal arrangements. A property, vehicle or business located in France must be insured under a French contract. If it isn't, you are personally liable for any damage caused to third parties.
Mandatory in France for owners and tenants alike. Cover for your main residence or second home, including flood and natural-disaster protection along the Charente-Maritime coast.
Registering a car in France means insuring it in France. We arrange third-party and comprehensive cover, and help newcomers who don’t yet have French no-claims history.
Top-up health cover (mutuelle) to complement the French state system, plus life and provident cover — essential for retirees and self-employed residents.
Professional liability, premises and activity cover for foreign entrepreneurs, gîte owners and self-employed residents running a business in France.
Specialist cover for second homes and seasonal rentals on Île de Ré and the coast, for non-resident and foreign owners.
As an independent broker, we compare our panel of trusted French insurers to match your profile — not the other way round.
Your data is kept strictly confidential.
Thelem, AXA, April, Apivia, Novélia, Zéphyr — we compare our panel of trusted French insurers to find the best fit for your situation and budget.
PSF Assurances has looked after residents of La Rochelle and Charente-Maritime since 1995. Tell us what you need and we'll arrange the right French cover, entirely in English. Free quote within 24 hours.
