Top-up health cover (mutuelle), provident and life insurance (prévoyance) for English-speaking residents of La Rochelle and Charente-Maritime. Ideal for British retirees and the self-employed — with reimbursement levels explained in plain English.
The French health system is excellent, but it reimburses only part of your costs — and the paperwork is entirely in French. PSF Assurances arranges top-up health cover (mutuelle) and provident & life cover (prévoyance) for English-speaking residents of La Rochelle and Charente-Maritime, and explains the reimbursement levels so you know exactly what you're getting.
Independent since 1995, we're a natural fit for British retirees and self-employed residents who want cover that matches their health needs — without overpaying for extras they'll never use.
💡 The state covers roughly 70% — the rest is on you
Without a mutuelle, the gap between what the state reimburses and what you pay can be significant — especially for dental, optical and hospital stays. A well-chosen top-up contract closes that gap.
Covers the portion of medical costs the state doesn’t — consultations, prescriptions, dental, optical and hospital.
Contracts weighted towards hospital, specialist, dental and optical needs — where retirees claim most.
Mutuelle and provident cover designed for the self-employed, who have no employer scheme behind them.
Protects your income and family against long-term illness, disability or death.
Cover that pays out to your chosen beneficiaries — arranged with the tax and succession context explained in English.
We translate the percentages and ceilings into plain English so you can compare contracts on what actually matters to you.
We compare our panel of French insurers on the reimbursement levels that matter to you — not on a one-size-fits-all package.
Your data is kept strictly confidential.
Thelem, AXA, April, Apivia, Novélia, Zéphyr — we compare our panel of trusted French insurers to find the best fit for your situation and budget.
PSF Assurances arranges mutuelle, provident and life cover for English-speaking residents and retirees, and explains every reimbursement level in plain English. Free quote within 24 hours.
