Professional and business insurance for English-speaking owners across La Rochelle, Saintes and Charente-Maritime. Professional liability, décennale, restaurant, gîte and premises cover — arranged and explained in English.
Running a business, a gîte or a self-employed activity in France means meeting French insurance requirements that don't always have a clear equivalent back home. PSF Assurances arranges professional and business cover for English-speaking owners across La Rochelle, Saintes and the wider Charente-Maritime — and explains exactly what your activity legally needs.
Independent since 1995, we compare a panel of French insurers to protect your activity, your premises and your liability, without paying for cover you don't need.
⚠️ Some cover is a legal requirement
Building trades must hold ten-year structural cover (décennale) before starting work, and many regulated activities require professional liability. Operating without the mandatory cover can invalidate contracts and expose you personally.
Protects you if your work, advice or service causes a client loss or injury — the cornerstone of business cover for consultants and service providers.
Mandatory structural-defect cover for the building trades — masons, roofers, electricians, plumbers, carpenters and more.
Multi-risk cover for premises, equipment, public liability and business interruption — a specialism of ours in the La Rochelle area.
Cover tailored to holiday-let and guest-accommodation activities run by foreign owners.
Protection for your shop, office or workshop and the equipment inside it, against fire, water, theft and damage.
Group mutuelle and prévoyance for businesses with employees, meeting French obligations.
We compare our panel of French insurers to build cover around your specific activity and its legal requirements.
Your data is kept strictly confidential.
Thelem, AXA, April, Apivia, Novélia, Zéphyr — we compare our panel of trusted French insurers to find the best fit for your situation and budget.
From a one-person consultancy to a coastal restaurant or gîte, PSF Assurances arranges the business cover French law requires and explains it in English. Free quote within 24 hours.
